The importance of having car insurance in South Africa.

It is not illegal in South Africa to have no form of car insurance but it is a fantastic idea. If you have an accident, how will you pay to repair the damages that can be R10 000, R30 000 and if your car is written off it can be much higher.

South Africa’s roads are quite decent but we still have a lot of roads that are in poor condition and are full of potholes. Hitting one of these potholes can cause you to lose control of your vehicle and crash into another or even a few vehicles or stationary object. The damage done to your vehicle as well as to the other vehicle needs to be paid for somehow. This is where car insurance comes in.

How many stories have you heard about hit and runs by taxi drivers? A lot of the taxi drivers in South Africa are not insured and they have no regard for your property. They leave a nasty dent in your vehicle and then drive off, leaving you to pay for the damages to your car out of your own pocket, provided you have car insurance. Panel Beaters are quick to simply replace any damaged parts, instead of repairing them. Car lights for example are very expensive.

Even if the damage to your car is your fault, maybe you are driving at night and you hit a pole that you couldn’t see or you were parked in and you scraped your car on something, car insurance will cover the damages and all you will have to pay is an excess which is a percentage of the total cost to fix the car.

If another driver drives into the back of your vehicle while you are on the way to work, which is very likely to happen according to statistics,I swear people can’t drive, they will have to pay for your damages if they are not insured which will cost them a pretty penny.

Even you never have accidents or you are a good driver, it’s the other people on the road that you are protected from thanks to car insurance.

If you are unsure where or how to start looking for car insurance, look no further than Motors24. Our site will put you in touch with all the leading car insurance companies so that you will enjoy peace of mind, knowing that if your vehicle is damaged, it can be fixed for a fraction of the repair costs.